A free 90-minute educational webinar for Malay Muslim Singaporeans who want to understand what happens to their CPF at 55, identify possible retirement income gaps, and explore Shariah-compliant planning strategies that may strengthen their path to retirement.
A free 90-minute educational webinar for Malay Muslim Singaporeans who want to understand what happens to their CPF at 55, identify possible retirement income gaps, and explore Shariah-compliant planning strategies that may strengthen their path to retirement.


Understand what may happen to your CPF at 55 and what it means for your options

See where retirement income gaps may exist in your current plan

Explore Shariah-compliant ways to plan better, close gaps, and potentially move toward retirement sooner
Many people know 55 is an important CPF milestone.
What they are less sure about is what it means for their own retirement plan, whether there may be gaps, and what Shariah-compliant options they should be aware of.
If any of these sounds like you, this session was put together for exactly that.
The goal is simple: by the end of the session, you'll understand your retirement picture — what you have, what you need, and what options exist to bridge the gap.
What those options look like for you specifically depends on your individual situation — your CPF balance, your household needs, your existing assets, and your values.
That's why this session covers the framework, and a separate one-on-one conversation covers your specifics.
Both are free.

The content shared in this session is educational. It covers general concepts and how they commonly apply to people at the 50-55 life stage. It does not constitute financial advice. Personalised financial advice requires a proper suitability assessment.
For many people, the challenge is not a lack of effort.
It is not knowing how all the pieces fit together.
CPF. Future income. Existing savings. Policies. Property. Shariah considerations.
On their own, each piece may seem manageable.
But when retirement starts getting closer, the real question becomes: is everything working together in the right way?
That is what this session helps you look at.
It gives you a clearer way to think about where you stand now, what may need attention, and what to consider next.

The content shared in this session is educational. It covers general concepts and how they commonly apply to people . It does not constitute financial advice. Personalised financial advice requires a proper suitability assessment.
What the CPF SA closure means for members aged 55 and above, and what it means for the money in your OA
How CPF Life works, what plan choices you have at 65, and why the choice you make is permanent
How to check if you might have a potential retirement income gap
What are some Shariah-compliant options to help reach retirement earlier or have a comfortable retirement
What the CPF SA closure means for members aged 55 and above — and what it means for the money in your OA
How CPF Life works, what plan choices you have at 65, and why the choice you make is permanent
How to calculate your own retirement income gap — and what the main ways to close it look like
What Shariah-compliant options exist across CPF investing, insurance, and income structuring
How to think about your existing assets — policies, savings, property — as part of your retirement readiness, not separate from it

"Covered on Your Terms" is a free, one-hour educational webinar.
It walks you through how healthcare costs change over time, what happens to your coverage when employment ends, and what a complete plan looks like.
This is education — not financial advice. What you do with what you learn depends on your own situation, which is different for everyone. Any financial decisions you make should be based on a proper assessment of your personal circumstances.
What this session gives you is clarity. A way of seeing your situation that most people don't have until it's too late to act on it.
For educational purposes only. Any outcomes discussed are illustrative. Financial advice requires a separate, individual suitability assessment with a licensed financial adviser representative.

I work with Malay working professionals and families who want to use their resources wisely, plan ahead with confidence, and do it in a way that stays true to their values.
As retirement gets closer, many people start paying more attention to CPF. But for some, the questions are still unclear. What happens at 55? Will what I have be enough? Are there gaps I am not seeing? Is there a Shariah-compliant way to plan this better?
These are important questions, and they deserve clear answers.
That is why I do this work. My aim is to help people see the bigger picture more clearly, make better decisions with what they already have, and move towards retirement with more confidence and peace of mind.
— Khidir
This session is delivered by Khidir Rosli, [Licensed representative under PLACEHOLDER]. For educational purposes only. Content does not constitute financial advice.
Every retirement income plan sits on three pillars. This session walks you through all three — and shows you how to assess whether each one is working for you.
Pillar 1:
CPF

Your CPF is the foundation most Singaporeans build their retirement on.
But most people only understand the surface of how it works. We look at what happens at 55, how CPF Life works, and what can be done with OA funds in the window between 55 and 65.
Pillar 2:
Active Income

If you're still working, your earning years are still part of the plan.
We look at how voluntary top-ups, employer contributions, and the Supplementary Retirement Scheme (SRS) can add to your retirement income — and reduce your tax bill today.
Pillar 3:
The Funding Gap

Most pre-retirees have assets they haven't reviewed in years.
Insurance policies. Savings plans. Investment products. We look at how to take stock of what you already have — and whether it's still set up for where you are now, not where you were fifteen years ago.
Testimonials from our satisfied clients.
"Today I met Khidir for a financial portfolio review. Honestly, I've met a lot of financial planners before and kind of anticipated how it will go. However, this is the first time that I did my portfolio review as such. It was fresh the way he used the technology to incorporate the process of planning for me. It was something that I've never experience before. This is something I recommend everyone should try. Most importantly, Khidir was very professional and not pushy at all. He gave me advice on how should I move forward. Highly recommended!"

"Being a predominantly right-brained human being, Khidir brought about balance for me in terms of thinking about personal finance and long-term sustainability. I find myself thriving these days, being able to wholly expand my energies on creative endeavours while having a bedrock of financial freedom to stand on."

"Khidir gave me a very good first insight in wealth management and insurance. He understood my financial situation and gave great advice in helping me choose a plan that best suits my needs. The fact that he is a freelancer himself helps to give assurance and resonate people in the music industry like myself. He helps to put things in different perspectives which are fresh to oneself. I would definitely recommend Khidir to my music industry friends!"

No. This is a live in-person session only. There is no recording and no replay. If you register, please make sure you can attend on the day.
No. There is nothing to buy or sign up for in the room. The entire 90 minutes is educational content. At the end, we'll share how to book a separate one-on-one session if you'd like to go deeper on your specific situation — but that's entirely up to you.
This session is designed for Malay Muslim Singaporeans approaching or at age 50–55 who want to understand their CPF retirement picture and what Shariah-compliant options are available to them. If you're outside this age range or stage, the session may still be useful — but the content is focused on this group.
Yes. We encourage it. Retirement planning is a household conversation, and having your spouse present means you both leave with the same information.
Possibly. This session focuses specifically on CPF retirement structuring and Shariah-compliant options for the 50-55 age group. If your existing adviser has covered this in detail and you have a plan you're confident in, this may cover familiar ground. If not — or if you're not sure — this session is worth your time.
Reserve your free seat now. It takes less than a minute.
You'll receive a confirmation email with the event details
A WhatsApp message will be sent to the number you provide, confirming your seat
A reminder will be sent one week before and one day before the event

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